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Cardinal Mortgage, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conforming 30 Year Fixed Rate Mortgage
Conforming 15 Year Fixed Rate Mortgage
5/1 Interest-Only LIBOR ARM
Jumbo 30 year fixed
30 Year Fixed Interest Only
Bi-weekly Payment Option

Conforming 30 Year Fixed Rate Mortgage

For Loan Amounts Up To $417,000

Term: 30 years   Maximum Amount: $417,000

Conforming 15 Year Fixed Rate Mortgage

For Loan Amounts Up To $417,000

Term: 15 years   Maximum Amount: $417,000

5/1 Interest-Only LIBOR ARM

Adjustable Rate Mortgage based on the London InterBank Offered Rate index with interest-only payments for the first 5 years.

Term: 30 years   Maximum Amount: $3,000,000

Jumbo 30 year fixed

For loan amounts from $417,001 to $2,000,000

Term: 30 years   Maximum Amount: $2,000,000

30 Year Fixed Interest Only

For loan amounts up to $417,000 with 10 years of interest only payments.  After the 10th year, the remaining principal amount is amortized over the remaining 20 years of the loan.  Also available for jumbo loan amounts up to $2,000,000

Term: 30 years   Maximum Amount: $417,000

Bi-weekly Payment Option

By having biweekly payments electronically drafted from your checking account, you can drastically reduce the term of your mortgage and, at the same time, lower the effective annual percentage rate you pay on your loan.

Bi-weekly Mortgage Payment FAQ's




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.